January
14, 2013
We
have new limits to the Medi-CAL program and the VA Aid and Attendance program
for 2013. It is important to know these new numbers when considering
applying for these programs in California.
Medi-CAL
(Medicaid in any other US
state) and the Veteran’s Aid and Attendance are needs based programs and have
defined income and asset limitations. These numbers connected with the
Social Security cost of living increases. There was a 1.7% cost of living
increase for Social Security this year. The following are other benefit
increases to long term care related Medi-CAL and VA benefits:
2013
VA Benefit Increases
The
VA Aid & Attendance rates have increased this year too. A single
veteran qualifying for Aid and Attendance benefits has increased to a maximum
of $1732 of tax free income.
The
widowed spouse of a veteran has increased up to $1,112 of tax free income.
A
married veteran who needs care can qualify for as much as $2053 per month of
tax free income.
2013 Assets be Counted for
Qualifying for Medi-CAL
The
applicant countable assets remained at less than $2000 in order to qualify for
Medi-CAL. The good news is a married couple with one person needing the
Medi-CAL program to help pay for nursing home care, the healthy spouse total
asset amount has increased to $115,920. Many think both spouses have to be
below $2,000 and must spend all of their savings on care before Medi-Cal will
help. This is simply not true and if this is followed it can be devastating to
the well spouse.
2013 Medi-CAL Income Rates have
Changed
The
minimum amount of the couple’s combined income for the benefit of the Well
Spouse has increased to $2,898. If the Well Spouse’s separate income is less
than a minimum amount ($2,898 per month), then a portion of the Medi-CAL
Applicant Spouse’s income may be transferred to the Well Spouse to bring the
monthly income up to the minimum levels. This can be increased by having an
elder law attorney go to court to request additional living expenses through a
3100 Petition.
For
more information about whether California’s
Medi-CAL program or VA Aid & Attendance benefits may be available to you or
your loved one contact please go to www.la-lawcenter.com
or call us at 877-537-8283 or 818 241 4238. We offer free consultations on the
phone or by appointment in our Glendale
CA offices.
People who are planning to rely on Medi-cal should keep abreast with the recent updates on policies. This is to help them figure out if they will qualify for this program so that if not, they can start looking for other long term care insurance options that can provide them coverage
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